Strategi Implementasi Bank Bullion Syariah di Indonesia: Integrasi Prinsip Maqhasid Syariah dalam Penguatan Stabilitas Ekonomi Nasional

Abstract

Indonesia has abundant natural resources potential, particularly gold, but does not have a Bullion Bank institution capable of managing the commodity as an integrated financial asset in the country. This lack of infrastructure leads to gold commodities often exported in crude form and re-imported in financial derivatives, resulting in economic inefficiency. This article aims to formulate the strategic framework of the establishment of the Sharia Bullion Bank in Indonesia with a descriptive qualitative approach and conceptual analysis. The main focus of the research is how the Maqashid Sharia principle-particularly hifz al-mal (treasure protection)-can be applied in operational bullion banks to create economic stability. The proposed methodology involves mapping of ecosystems of interest holders and analyzing the compatibility of stock products and gold-based financing. Analysis results show that the establishment of the Bullion Shariah Bank not only potentially attracts foreign direct investment (FDI) through more ethical and asset-based instruments, it also strengthens the sovereignty of the nation's monetary system. This study recommends synergies between regulators, corporate banking, and the mining industry to implement this initiative.